Flat-Fee Financial Advisor for Families Navigating Care
What I Do
I help families figure out what to do with money, documents, and decisions when aging parents need help, care responsibilities are changing, or a crisis feels close.
That might mean:
- Helping an adult child step in and manage a parent’s finances
- Helping parents get organized so things are easier for their kids
- Helping families understand the real costs of care and available options
- Helping everyone move forward when decisions feel overwhelming
I coordinate with your attorney, CPA, and HR team so plans don’t just exist on paper — they actually get done.
Why Flat Fee Matters
Many families tell me they searched specifically for a flat-fee financial advisor — and for good reason.
- You’re not charged based on how much money you have
- Advice isn’t tied to selling products
- You know the cost upfront
- Recommendations are based on what your family needs — not assets under management
No commissions. No asset management. No pressure.
Who I Help
Sons & Daughters Helping a Parent
You’re juggling care decisions, paperwork, bills, and responsibilities — while trying to protect your own financial future.
I help bring clarity to both lives you’re managing so decisions feel more manageable and less overwhelming.
Parents Preparing Ahead
You want to remain independent, stay organized, and make things easier for your kids if something changes.
I help you put a clear financial and caregiving plan in place that your family can actually follow.
Multigenerational Families
Everyone cares deeply, but decisions feel complicated — emotionally and financially.
I help families understand the financial realities, align expectations, and create a plan everyone can agree on.
One Real Question Families Ask
“We’re not sure if Mom should stay home, move in with us, or move into assisted living.”
I compare the real costs, what insurance does and doesn’t cover, and how each option affects long-term financial stability — so your family can choose with clarity instead of fear.
If you’re caring for aging parents — or know you may be soon — you don’t have to figure this out alone. Schedule a call to talk through your situation and see if flat-fee guidance makes sense for your family.
I’m Scott P. Bown, MBA, CFP® professional—a flat-fee, fiduciary financial planner in Pittsburgh serving families virtually nationwide.
I help family caregivers handling care now and seniors/families preparing ahead turn money, documents, and decisions into a clear plan—coordinating with your attorney, CPA, and HR so tasks actually get done.
Flat-Fee Financial Planning for Caregivers & Aging Families
Care responsibilities can build slowly or show up overnight. Either way, the financial side becomes overwhelming fast. I help families make clear, confident decisions about care, money, and responsibilities through conflict-free, flat-fee guidance.
No product sales. No asset management. No pressure.
“We’re not sure if Mom should stay home, move in with us, or move into assisted living.”
I compare the real costs, what insurance covers, and how each option affects long-term stability—so your family chooses with clarity.
Tailored Financial Strategies for Caregivers
Offering tailored financial strategies, I focus on the unique challenges faced by caregiving families. From estate coordination to long-term care and tax planning, my services guide you through complex decisions with clarity. Discover a path to confidently managing your family's financial needs and caregiving responsibilities.
Comprehensive Caregiver & Aging-Family Planning
A coordinated roadmap for you, your parent, or both lives together.
Care Cost & Long-Term Care Strategy
Clear comparisons of home care, assisted living, memory care, and nursing home costs—plus funding strategies.
Care Navigation & Family Coordination Planning
Support for clarity, communication, and smoother decision-making.
Personalized Financial Planning Approach
I work closely with clients, ensuring each financial plan aligns with your caregiving reality and provides clear action steps.
Insurance & Family Care Navigation
I review existing insurance policies to ensure they align with your family’s evolving caregiving and financial needs.
Coordinating With Trusted Professionals
I collaborate with your attorneys and accountants to ensure your financial plans are implemented practically and effectively.