Flat-Fee Financial Advisor for Families Navigating Care
I’m Scott P. Bown, MBA, CFP® professional—a flat-fee, fiduciary financial planner in Pittsburgh serving families virtually nationwide.
I help family caregivers handling care now and seniors/families preparing ahead turn money, documents, and decisions into a clear plan—coordinating with your attorney, CPA, and HR so tasks actually get done.
Flat-Fee Financial Planning for Caregivers & Aging Families
Care responsibilities can build slowly or show up overnight. Either way, the financial side becomes overwhelming fast. I help families make clear, confident decisions about care, money, and responsibilities through conflict-free, flat-fee guidance.
No product sales. No asset management. No pressure.
Who I Help
Sons & Daughters Helping a Parent
You’re juggling care decisions, paperwork, bills, and responsibilities—while trying to protect your own financial future.
We bring clarity to both lives you’re managing.
Parents Preparing Ahead
You want to remain independent, stay organized, and make things easier for your kids if something changes.
We help you build a plan your family can actually follow.
Multigenerational Families
Everyone cares deeply, but decisions feel complicated.
I help families understand the financial realities and create a plan everyone agrees on.
“We’re not sure if Mom should stay home, move in with us, or move into assisted living.”
I compare the real costs, what insurance covers, and how each option affects long-term stability—so your family chooses with clarity.
Tailored Financial Strategies for Caregivers
Offering tailored financial strategies, I focus on the unique challenges faced by caregiving families. From estate coordination to long-term care and tax planning, my services guide you through complex decisions with clarity. Discover a path to confidently managing your family's financial needs and caregiving responsibilities.
Comprehensive Caregiver & Aging-Family Planning
A coordinated roadmap for you, your parent, or both lives together.
Care Cost & Long-Term Care Strategy
Clear comparisons of home care, assisted living, memory care, and nursing home costs—plus funding strategies.
Care Navigation & Family Coordination Planning
Support for clarity, communication, and smoother decision-making.
Personalized Financial Planning Approach
I work closely with clients, ensuring each financial plan aligns with your caregiving reality and provides clear action steps.
Insurance & Family Care Navigation
I review existing insurance policies to ensure they align with your family’s evolving caregiving and financial needs.
Coordinating With Trusted Professionals
I collaborate with your attorneys and accountants to ensure your financial plans are implemented practically and effectively.